Will My Income Affect My Medicare Premium?
Posted: March 21, 2023
Medicare has an “income-related monthly adjustment.” What does that mean to you? If you are a higher income earner, you will pay more for Medicare Part B, which covers doctor and outpatient care, and a range of other services. Essentially, if you are a higher-income earner, you will be required to pay a larger percentage than others who are on Medicare. You could pay between...
If You Don't Have a Plan For Retirement, You Should.
Posted: March 13, 2023
Your retirement years may seem far off, but planning for retirement should start early in your working career – your retirement years could be decades, hopefully. With a healthy retirement plan, you will have the resources to live a comfortable lifestyle. You are likely eligible for Social Security benefits, but those benefits average only about $1,200 a month, certainly not enough to cover all expenses....
6 Common Mistakes When Shopping for Health Insurance
Posted: March 10, 2023
We all need health insurance, but choosing the right coverage can be difficult. If you sign up for the wrong plan, you may discover your error when it is too late. Watch out for these five common mistakes: 1. Choosing a plan based on premium costs alone. If you have a health condition that requires ongoing medical care, you will likely be better served with...
What is Term Life Insurance, and How Does it Work?
Posted: March 7, 2023
Term life insurance is the most affordable form of life insurance. It provides coverage for a specific period, typically 10 to 30 years. A contract between you and an insurance company is established which, as long as you pay your monthly premiums, should you die unexpectedly, a death benefit will be paid to your beneficiaries – generally the spouse or children, but any individual, organization,...
Women's History Month
Posted: March 1, 2023
March is Women’s History Month. Throughout the entire month, we celebrate the countless contributions of women, and the actions and talents that have shaped the society and culture. Each year, the National Women’s History Alliance chooses a theme for Women’s History Month. In 2023, the theme is “Celebrating Women Who Tell Our Stories.” Throughout the month of March, we focus on women who have contributed...