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Tips for Choosing a Health Insurance Plan

Tips for Choosing a Health Insurance Plan

Navigating health insurance can feel overwhelming, but choosing the right plan is important for your well-being and financial security. With so many options available, understanding where to start can make all the difference. This guide simplifies the process, helping you make an informed and confident decision. 1. Understand Your Coverage Options Your healthcare choices depend on how you receive coverage. Options include: Employer-funded health plans...

Why Would I Need Life Insurance for My Child?

Why Would I Need Life Insurance for My Child?

There’s a lot to think about when your family is growing. Whether you’ve recently welcomed a child through birth, adoption, or marriage, the future may feel full of unknowns. You do everything you can to keep your child safe—installing car seats, covering electrical outlets, and using baby gates—but have you considered how life insurance could be another way to protect them? While it’s not something...

A Guide to Paying Medicare Premiums Online

A Guide to Paying Medicare Premiums Online

As you get closer to retirement age and you have met all eligibility requirements, you gain the opportunity to enroll in Medicare. Your premiums will be lower but must be kept current, just like any other insurance policy. Thankfully, Medicare has several options for paying your premiums online.  How Often Will I Receive Medicare Bills? Most people have their Medicare Part B (Medical Insurance) premiums...

The Ins & Outs of Group Term Life Insurance

The Ins & Outs of Group Term Life Insurance

Group term life insurance is an attractive addition to an employee benefits package. It is generally very affordable for employers and advantageous to employees. In today’s competitive job market, offering employer-provided group term life insurance is a cost-effective way to show employees care about their well-being and increase job satisfaction. What Is Group Term Life Insurance? This type of life insurance is provided to employees...

Will My Health Insurance Cover Special Procedures?

Will My Health Insurance Cover Special Procedures?

Navigating health insurance coverage can seem like deciphering a foreign language, particularly when it involves special procedures. If you need a procedure that is not considered standard medical practice or within the scope of routine care by the health insurance industry, it is essential to understand how your health plan comes into play to be prepared and avoid surprises.  What Qualifies as a Special Procedure?...